Building trust infrastructure for people, agents and applications.
AgentCredia started with payments for AI agents. Our direction now covers identity, authentication, verification, reputation and the evidence application owners need to understand human and agent interactions.
Agents are about to start spending money. The infrastructure was not ready.
By 2025, AI agents had crossed the line from impressive demos to genuinely useful products. They were calling APIs, reading documents, writing code, running workflows. By early 2026, the next step became impossible to ignore: these agents needed to pay for things. Premium APIs, paid MCP tools, other agents, real services with real costs.
The existing options were all wrong for the shape of the problem. Card networks would not price sub-dollar payments. Stripe required a human onboarding flow. Self-custody wallets were beyond what most agent developers wanted to operate. Even the emerging stablecoin rails, as good as they were, did not come with the operational primitives an agent platform needs - per-agent identity, per-agent spend policy, per-agent audit logs.
AgentCredia exists to be the layer that fills that gap. We did not invent stablecoin rails (Circle did), we did not invent x402 (Coinbase did), and we did not invent the agent (everyone is racing on that one). What we built is the operational platform that sits between agent developers and those rails - the layer where a developer creates a wallet, attaches an identity, sets a spend policy, and walks away with a working paid agent in fifteen minutes.
Eighteen years of shipping into the same future.
AgentCredia is the third venture from a founder who has spent most of his career building infrastructure that turned out to be early. Toshendra Sharma, our founder and CEO, started his first company shortly after graduating from IIT Bombay in computer science. He spent the years before AgentCredia building two other shipped products at the intersection of blockchain and applied AI - one bootstrapped to profitability, one venture-backed - and was recognised on the Forbes Asia 30 Under 30 list for that work.
Both prior companies taught the same lesson in different ways: the bottleneck for crypto adoption has never been the rails themselves, it has always been the operational layer on top. Wallets are not enough; payment APIs are not enough; identity is not enough. What teams need is a platform that bundles those primitives into a developer surface that fits the workload they are actually building. In 2018 that workload was tokenized records. In 2022 it was AI-assisted education. In 2026 it is autonomous AI agents that need to spend money.
The pattern of "everything you need on top of stablecoin rails, for one specific workload, with one opinionated surface" is what AgentCredia is the latest iteration of. The team has shipped this shape of product before, against earlier workloads, with earlier rails. The execution risk is well-understood; the bet on which workload to back is what is new.
Toshendra Sharma is also the founder of Proof of Actor. Credia Proof-of-Actor brings the application-facing Proof of Actor direction into the AgentCredia product family.
From a payment focus to a broader product family.
Credia Payments carries forward the payment offering. Identity, Auth, Verify and Reputation give the wider direction explicit names and responsibilities. Credia Proof-of-Actor brings the Proof of Actor direction into the family as an application-facing product. Each offering has its own availability and scope.
- Credia IdentityPrivate Beta. Available to selected teams. Request access to discuss your integration.Establish an agent's identity and its connection to an operator.
- Credia AuthPrivate Beta. Available to selected teams. Request access to discuss your integration.Define how an agent authenticates and what authority it can use.
- Credia VerifyPrivate Beta. Available to selected teams. Request access to discuss your integration.Inspect specific claims and the evidence behind them.
- Credia ReputationPrivate Beta. Available to selected teams. Request access to discuss your integration.Understand activity and outcomes in context over time.
- Credia PaymentsLive. Get started with Credia Payments.Payment workflows and controls for AI agents.
- Credia Proof-of-ActorPrivate Beta. Available to selected teams. Request access to discuss your integration.See if the traffic in your app is human, AI-assisted or agent traffic.
Principles we are willing to be measured against.
We are a small team based in India, working with customers in the US, Europe, and Asia. The product moves fast because the team is lean; the team can stay lean because the product is opinionated. A handful of principles shape every decision.
Non-custodial by default
We never hold customer funds at the platform layer. The wallets are agent-owned; we provide the operational layer above them. This is a security guarantee and a regulatory simplification at the same time.
Policy in the API, not the prompt
Spend policies, allowlists, and time windows all live in the wallet API and are evaluated server-side. Putting them in the agent's prompt or code would defeat them under prompt injection - and prompt injection is real.
Pricing transparent, per agent
Free, Pro, Business. Per agent, not per workspace. You only pay for the agents you actually run. The fee schedule is published; no contract minimums for the self-serve tiers.
Ship the boring parts well
Webhooks have HMAC signing. Audit logs have hash-chained tamper evidence on Business. SDKs have working code, not pseudocode. The boring parts are where credibility lives.
Documentation that runs
Every code snippet in our docs is exercised in CI. If the integration steps would not work for a developer trying them at midnight, we do not publish them. Broken examples are tickets, not snippets.
The people building AgentCredia.
A small founding team with deep blockchain, SaaS, and operations experience. India-based, customer-global.
Founder & CTO
Rohendra Singh
Programmer, architect, DevOps lead with fifteen years building shipped software. Has put more than seven secure SaaS products into production across blockchain and education. Owns the AgentCredia payment API and the chain-adapter architecture.
Operations Head
Kanishka Sharma
Operations and customer-success lead with a focus on retention and client experience. Runs onboarding, support response-times, and the feedback loop that drives roadmap priorities. Skilled at turning support patterns into product fixes.
Creative Head
Sharjeel Maniyar
Product designer with interactive-design and frontend-development experience. Mumbai University IT graduate. Owns the look and feel of the dashboard, the public agent profile pages, and the marketing surface that this website is part of.
Two sides of every agent interaction.
On one side are the teams that build agents: AI agent builders, MCP server operators, API providers and agent platforms. They need identity, explicit authority, evidence and payment workflows for the agents they ship.
On the other side are the teams that operate the web apps, mobile apps and APIs those agents use. They need to understand whether a person, a person working with AI, or an agent is on the other end, and Credia Proof-of-Actor is built for them.
Explore solutionsTrust should be inspectable.
We want teams to understand which actor is involved, what authority it has and what evidence supports a claim. Product claims should be as clear as the interfaces developers use.